I discovered that I haven’t had car insurance for the last two weeks. D’oh – that’s what a deep postal-mail antipathy will get you. Surprises.
So I went to re-register for car insurance. My old carrier from Northern California directed me to a Southern California provider. Fine. I gave out all my information to the sales agent, including my mailing address at the University of Southern California.
The initial estimate came down the line. For my particulars, $3000 a year for auto insurance. Holy smokes! I remarked. That’s amazing. The price of living amidst car culture, I wondered?
Then I realized that I should give him my home address, in Culver City. He re-ran the numbers. Same particulars, different zip code – my car insurance estimate went down to $2000.
It blew my mind! USC is in a poor neighborhood, and people driving cars there are paying more. $1000 more in this case! Hard to work your way out from under that.