Last night I get one of those calls a parent hates to get “Dad, we were in an accident”. Two blocks from home a 4 legged critter jumps across the path of the car my oldest was riding in. The driver swerved to miss it. She hit a parked car. She is lucky the car was not moving nor occupied. Both girls are fine. Both given cars their age and damage are totals.
My question to you LA is simple. Do you hit the critter or do you swerve to avoid causing an accident with another vehicle? From years in handling claims, the position taken, and backed in the few that went to trial, is you hit the animal rather than causing another accident putting people at risk for injury.
A side bar to all of this is that while talking with the girls about what happened my daughter *swore* it was the wild coyotes running around in the area. Sara, the driver swore it was two large dogs. About half-way through the conversation with the police officers two huge raccoons climbed down the tree next to us and scampered off. (Well one paused long enough to stand on its rear legs and raise its paws in a gesture not unlike giving a finger). I now have to get a picture of a coyote for my daughter as she’ obviously doesn’t know what one looks like it it were to bite her.
Debate: Hit or swerve.
pics by me and do get bigger with a click.